The holiday season is a joyous time filled with the thrill of gift-giving and the sentimental value of cherished presents. Amidst the hustle and bustle, it's easy to overlook the importance of protecting these newfound treasures. With a packed holiday schedule, securing the right insurance for your valuable items is crucial.

Update Your Coverage

Consider adding a personal articles policy or endorsement to your existing coverage for high-value items. This step is vital to ensure that your new treasures are fully protected against loss, theft, or damage.

Keep Receipts and Appraisals

Documentation is key when it comes to insurance claims. Keep all receipts and appraisals in a safe place as they are crucial for verifying the value of your belongings and supporting any future claims.

Act Quickly

Most policies have time limits for adding newly purchased or gifted valuables. Review and update your coverage promptly to avoid any potential gaps that could leave your valuables unprotected.

Taking these proactive steps can simplify the process of protecting your holiday treasures. We encourage you to review your policies now and reach out to your insurance provider to confirm or update your coverage before the new year.